Grove Wealth Management

Our Investment Philosophy

We match our clients with risk-appropriate portfolios. These comprise globally diversified blends of index funds.

Our investment philosophy is based on five principles derived from academic research, much of which has been recognised with the awarding of the Nobel Prize in Economic Sciences:

  1. Financial markets are efficient
    Prices in free markets fully incorporate available information, and prices change to reflect any unexpected new information so that the current price is the best estimate of a fair price.
  2. Risk and return are inseparable
    While there is no such thing as return without risk, not all risks are rewarded. Long-term historical risk and return data informs Grove Wealth Managements investment selection process, and Grove Wealth Managements Index Portfolios seek to capture the risk factors that have been shown to most appropriately compensate investors for the risks taken.
    These risk factors include market, size, value and profitability for equity; and term and default for fixed income.
  3. Diversification is essential
    Diversification both within and among asset classes allows investors to effectively capture the returns offered by the financial markets, in accordance with their risk capacity.
  4. Structure explains performance
    The expected return of a diversified portfolio is determined by its exposure to the compensated risk factors, as explained previously. The high costs and risks of active management are unnecessary and potentially harmful to an investor’s long-term outlook.
  5. Advisor Advantage
    There are distinct and quantifiable benefits to enlisting the services of a passively oriented advisor. These benefits include disciplined re-balancing, tax loss harvesting, asset location and glide path. At Grove Wealth Management we add value by adhering to the principals of controlling costs, maintaining discipline, and tax awareness.

The result: performance driven by a potent combination of philosophy, evidence, process, and execution.

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Travis Keay of Grove Wealth Management Pty Ltd is an Authorised Representatives of Consultum Financial Advisers Pty Ltd ABN 65 006 373 995, Australian Financial Services Licence Number 230323 (“Consultum”) of Suite 3, Level 8, 309 Kent St Sydney NSW 2000

General Advice Warning

Any advice on this site is general nature only and has not been tailored to your personal objectives, financial situation and needs. Please seek personal advice prior to acting on this information. Any advice on this website has been prepared without taking account of your objectives, financial situation or needs. Because of that, before acting on the advice, you should consider its appropriateness to you, having regard to your objectives, financial situation or needs.

 

 

A life of Financial Freedom awaits those who plan!

Come in and see one of our consultants to start planning for the future you wish to become a reality.